As part of Canada’s ongoing effort to support senior citizens, the Old Age Security October 2025 Payment Schedule has been officially confirmed. This monthly benefit, administered by Service Canada, plays a vital role in retirement income for millions of Canadians aged 65 and older. In October 2025, seniors can expect their OAS payment amount and deposit dates to remain timely and predictable, along with small adjustments in eligibility thresholds and payment assistance options.
With inflation adjustments and updated thresholds, seniors and their caregivers must stay informed on when payments will arrive, how much to expect, and what happens if there’s a delay. Let’s explore the full October 2025 update.
What Is Old Age Security (OAS) and Who Gets It?
Old Age Security (OAS) is a federal pension program that provides monthly payments to Canadians aged 65 and older, regardless of employment history. The benefit is separate from the Canada Pension Plan (CPP) and is funded through general government revenues.
To qualify for the Old Age Security October 2025 Payment Schedule, a recipient must:
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Be 65 years or older
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Have legal status in Canada
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Have resided in Canada for at least 10 years since age 18 (or meet international social security agreement rules)
Those living outside Canada may also qualify if residency requirements are met.
OAS Payment Amount and Deposit Dates for October 2025
The OAS payment amount and deposit dates for October 2025 are structured to ensure consistency and reliability for Canadian seniors. The payment is usually deposited on the third-last business day of each month.
Here’s a breakdown of what recipients can expect this October:
| Benefit Type | Age Group | Monthly Amount (Oct 2025) | Payment Date |
|---|---|---|---|
| Basic OAS Pension | 65 to 74 years | $713.34 CAD | October 29, 2025 |
| Basic OAS Pension | 75 years and older | $784.67 CAD | October 29, 2025 |
| Guaranteed Income Supplement (GIS) | Varies by income | Up to $1,065.47 CAD (single) | October 29, 2025 |
The amounts above are indexed quarterly based on the Consumer Price Index to ensure purchasing power remains stable for all pensioners.
What If There Are Delays or Errors?
Though uncommon, delays can happen due to banking issues, holidays, or administrative updates. Seniors worried about their Old Age Security October 2025 Payment Schedule can:
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Check their My Service Canada Account (MSCA) online
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Contact the OAS toll-free helpline
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Visit a Service Canada Centre for verification or assistance
For those who experience late payments frequently, direct deposit is the most reliable method to receive benefits on time.
OAS Eligibility and Income Thresholds for 2025
To continue receiving full benefits, seniors must stay under the income thresholds established by the federal government. As of the 2025 tax year, the clawback threshold for the OAS recovery tax begins at $90,997 annually.
Here’s a quick view of eligibility thresholds:
| Component | 2025 Threshold |
|---|---|
| OAS Recovery Tax Clawback Start | $90,997 |
| Maximum GIS (Single) Eligibility | Annual income < $21,624 |
| Full OAS Eligibility (after 40 yrs in Canada) | Yes |
Seniors who cross the income threshold will see a reduction in their OAS benefits starting the following July.
Conclusion
The Old Age Security October 2025 Payment Schedule offers financial reassurance to Canadian seniors navigating retirement. With confirmed OAS payment amount and deposit dates, recipients can plan their monthly budgets with clarity and confidence. Adjustments to payment amounts and income thresholds reflect Canada’s commitment to supporting its aging population with dignity and consistency.
For those unsure of their eligibility or worried about delays, Service Canada provides multiple support options to keep payments on track.
FAQs
What is the OAS payment date for October 2025?
The official OAS payment amount and deposit date for October 2025 is Wednesday, October 29, 2025.
How much will seniors receive in October 2025?
Seniors aged 65 to 74 will receive $713.34 CAD, while those aged 75 and above will get $784.67 CAD under the Old Age Security October 2025 Payment Schedule.
Who is eligible for OAS in Canada?
Any Canadian citizen or legal resident aged 65 or older with at least 10 years of residency in Canada qualifies, subject to income thresholds.
What happens if I don’t get my OAS payment?
You should check your bank account, log into your My Service Canada Account, or contact the OAS helpline if your deposit hasn’t arrived as per the OAS payment amount and deposit dates schedule.
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