The CRA GST Credit October 2025 Payment Date has been officially announced, offering timely financial support to low- and modest-income Canadians as the cost of living continues to fluctuate. Administered by the Canada Revenue Agency (CRA), the Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit serves as a quarterly tax-free payment to help offset federal sales taxes.
As of October 2025, millions of eligible individuals and families across Canada will receive their fourth GST/HST credit installment of the year. With the ongoing push for economic recovery and cost-of-living relief, understanding the gst/hst credit canada eligibility rules and payment schedule has never been more important.
This article outlines who qualifies, how much you can expect, and when you’ll receive the payment.
What Is the CRA GST/HST Credit?
The GST/HST credit is a non-taxable quarterly benefit designed to assist Canadians with lower household incomes. It offsets some of the sales tax they pay on goods and services throughout the year.
The CRA GST Credit October 2025 Payment Date marks the final quarterly payment for the 2025 fiscal year. Recipients do not need to apply separately, as the credit is automatically determined based on their filed tax return.
The benefit is paid every three months—January, April, July, and October—and is typically received through direct deposit or cheque.
Table: GST/HST Credit Payment Schedule 2025
| Quarter | Payment Month | Status |
|---|---|---|
| Q1 | January 2025 | Completed |
| Q2 | April 2025 | Completed |
| Q3 | July 2025 | Completed |
| Q4 | October 4, 2025 | Upcoming |
The CRA GST Credit October 2025 Payment Date is set for October 4, 2025, and will be deposited automatically for eligible recipients.
GST/HST Credit Amounts for October 2025
The amount you receive depends on your income and family situation from the 2024 tax year. The annual credit is divided into four equal parts.
For the July 2025 – June 2026 benefit year, maximum annual amounts are:
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$496 for a single individual
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$650 for a married or common-law couple
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$171 for each child under 19
So, for a family of four (two adults and two children), the total annual benefit could reach $992, with $248 arriving in October 2025.
These amounts reflect updates to cost-of-living indexing and are part of the CRA’s continued efforts to support Canadian households.
CRA GST/HST Credit Eligibility Rules
To qualify for the GST/HST credit in 2025, you must meet these key conditions:
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You are a resident of Canada for income tax purposes
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You are at least 19 years old, or:
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Have (or had) a spouse or common-law partner
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Are (or were) a parent and live with your child
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You filed your 2024 income tax return
Eligibility is determined using your 2024 net family income, including spouse/common-law partner income. The gst/hst credit canada eligibility criteria also take into account marital status, number of dependents, and province of residence.
If your income exceeds the threshold, your credit amount may be reduced or phased out entirely.
How to Receive the Payment
You do not need to apply for the GST/HST credit separately. If you are eligible, it will be processed automatically after you file your taxes.
Payment methods include:
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Direct Deposit: Fastest and most secure method
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Mailed Cheque: May take several business days longer
To ensure smooth processing of the CRA GST Credit October 2025 Payment Date, make sure your banking and mailing information is up to date in your CRA MyAccount.
If you don’t receive your payment by mid-October, you can contact CRA to report a missing payment or review your eligibility.
Conclusion
The CRA GST Credit October 2025 Payment Date brings much-needed tax-free financial relief to Canadians grappling with the rising cost of living. With automatic deposits scheduled for October 4, 2025, and benefits based on prior year income, eligible residents should take steps now to verify their gst/hst credit canada eligibility. Whether you’re a student, retiree, or working parent, this credit ensures essential support for your household budget.
Make sure to check your CRA account and update your personal information so you don’t miss out on this valuable quarterly benefit.
FAQs
When will the next GST/HST credit payment be made?
The next payment is scheduled for October 4, 2025, as the final quarterly installment for the 2025 benefit year.
How do I qualify for the GST/HST credit in 2025?
You must be a Canadian resident, meet age or parental requirements, and file your 2024 tax return with income within the eligible threshold.
How much will I receive in the October 2025 payment?
Amounts vary, but a single individual may receive up to $124, and a family of four may get up to $248 in this installment.
Do I need to apply separately for the GST/HST credit?
No application is needed. The credit is automatically calculated and deposited based on your income tax return.
What should I do if I don’t receive the payment?
If you haven’t received your payment by mid-October 2025, log in to CRA MyAccount or contact CRA support to report a missing payment or update your info.
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